The Economic Impact Disaster Loan (EIDL) is a SBA program for those businesses that need a basic loan to help them through a declared disaster. It offers a significantly streamlined application compared to a regular SBA loan and so can be very attractive to a small business.
While a loan under this program is limited to $25,000, if you request an advance you have traditionally been able to get at $10,000 advance that you did not have to repay even if your loan was denied. This made it even more attractive to small businesses in a disaster area.
However, under the current COVID-19 emergency there have been so many applications that there is concern the program may run out of money. Because of this, they changed the rules on April 6, 2020 so that the advance is $1,000 per employee up to a maximum of $10,000. So, depending on your number of employees, any advance could be significantly less than you were expecting.